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Category: First Time Home Buyers (35 posts)
Is it a Good Time to Become a First-Time Home Buyer in Nanaimo, British Columbia?
May 20, 2020 | Posted by: Sand Dollar Mortgages
We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...
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5 First-Time Homebuyer Mistakes To Avoid
May 6, 2020 | Posted by: Sand Dollar Mortgages
Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...
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Real Estate 101: Essential Tips for First-Time Home Buyers in Nanaimo, BC
February 5, 2020 | Posted by: Sand Dollar Mortgages
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
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10 Essential Tips for Taking Out Your First Mortgage in Nanaimo, BC
January 22, 2020 | Posted by: Sand Dollar Mortgages
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Nanaimo, BC
June 19, 2019 | Posted by: Sand Dollar Mortgages
After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ...
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First Time Home Buyers Guide in Nanaimo, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?
June 5, 2019 | Posted by: Sand Dollar Mortgages
Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ...
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Three Mistakes to Avoid as a First Time Homebuyer in Nanaimo, BC
May 15, 2019 | Posted by: Sand Dollar Mortgages
Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ...
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Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Nanaimo, BC
May 1, 2019 | Posted by: Sand Dollar Mortgages
If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ...
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Mortgage Questions for First-Time Buyers in Nanaimo, BC
April 3, 2019 | Posted by: Sand Dollar Mortgages
While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect, you'll be set to become a successful homeo ...
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5 Mistakes to Avoid When Buying Your First House in Nanaimo, BC
January 16, 2019 | Posted by: Sand Dollar Mortgages
Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ...
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Buying Your First Home in Nanaimo, BC: When Are You Ready?
January 2, 2019 | Posted by: Sand Dollar Mortgages
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
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Buying Your First Home in Nanaimo, BC: When Are You REALLY Ready?
December 5, 2018 | Posted by: Sand Dollar Mortgages
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
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Real Estate: Four Features of Profitable Rental Property in Nanaimo, BC
October 17, 2018 | Posted by: Sand Dollar Mortgages
Investing in real estate can be a frightening task for a first-time buyer. While the rewards can be huge, there are also a number of risks that you will need to consider. However, if you know what to ...
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Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate in Nanaimo, BC
October 3, 2018 | Posted by: Sand Dollar Mortgages
If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ...
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How to Know If You Should Buy a Home or Continue Renting in Nanaimo, BC
May 17, 2018
While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ...
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Great Buy on a Home in Nanaimo, BC? - Don't Expect the Appraisal to Prove It
May 2, 2018
Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel. You did your research, caught a home with higher than average days on the marke ...
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Five Things to Consider Before Flipping a House in Nanaimo, BC
March 21, 2018 | Posted by: Sand Dollar Mortgages
House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ...
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Four Strategies That Can Help You Get Approved for a Mortgage in Nanaimo, BC
February 7, 2018
So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ...
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Can You Afford to Buy a New Home in Nanaimo, BC?
December 20, 2017 | Posted by: Sand Dollar Mortgages
Is Purchasing a New Home in Nanaimo, BC in Your Budget? If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredi ...
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What to Look for When Buying Your First Home in Nanaimo, BC
December 6, 2017 | Posted by: Sand Dollar Mortgages
Buying a first home in Nanaimo, BC is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the ele ...
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Buying Your First Nanaimo, BC Home? Be Prepared for These 5 Startup Expenses
October 18, 2017 | Posted by: Sand Dollar Mortgages
If you are in the market for your first Nanaimo, BC home, you’ve probably saved a substantial amount of money for the down payment. You researched closing costs, sought out the best deal on a mo ...
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Preparing to Sell Your Nanaimo, BC Home? Do This First
September 20, 2017 | Posted by: Sand Dollar Mortgages
So you've made the decision to sell your Nanaimo, BC home. What you do to prepare - from the outside in - will make all the difference in whether prospective buyers choose to take a look. ...
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10 Mistakes First-Time Homebuyers Make in Nanaimo, BC
August 16, 2017 | Posted by: Sand Dollar Mortgages
Buying your first house in Nanaimo, BC can be an exciting and stressful time. There are so many things to consider that you can find yourself getting overwhelmed. Here are some common mistakes first-t ...
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Five Things First Time Nanaimo, BC Home Buyers Should Do Before They Go Shopping
July 19, 2017 | Posted by: Sand Dollar Mortgages
Shopping for your first Nanaimo, BC home is exciting, and it is only natural to want to get right to it. The idea of trading in that monthly rent check for a mortgage payment that builds equity and we ...
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Four Things You Need To Know When Buying A Vacation Home In Nanaimo, BC
June 21, 2017 | Posted by: Sand Dollar Mortgages
Everyone looks forward to a vacation, and many people return to their favorite spot each year. If you really enjoy your annual destination, you might be ready to invest in a vacation home in Nanaimo, ...
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Home Buying 101 - Why the Relationship with Your Nanaimo, BC Broker Should Be a Positive Partnership
May 3, 2017 | Posted by: Sand Dollar Mortgages
Whether you are looking for your first Nanaimo, BC home or moving up to the home of your dreams, having an experienced real estate broker or agent in your corner is a must. Real estate is a very speci ...
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Three Ways to Get on the Property Ladder in Nanaimo, BC
March 27, 2017 | Posted by: Roar Solutions
Property investment is more challenging than ever due to a buoyant housing market in Nanaimo and the rising cost of living. Many people are concerned they'll never be in a position to buy a property, ...
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Should You Borrow Money to Invest in Nanaimo Real Estate?
December 23, 2016 | Posted by: Sand Dollar Mortgages
There's no disputing that real estate investment in Nanaimo is one of the best business models for those looking to achieve long-term financial success. The one problem most would-be investors have, h ...
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Is Having No Credit in Naniamo, B.C. As Risky As Having Bad Credit?
October 5, 2016 | Posted by: Sand Dollar Mortgages
Let's clear up one misconception, right off the bat: having no credit in Naniamo, B.C. is not the same as having bad credit. 'No credit' simply means that your credit history - which tracks your loans ...
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7 Tips for Buying a Condominium in Nanaimo, BC
September 21, 2016 | Posted by: Sand Dollar Mortgages
There are many advantages to living in a condominium in Nanaimo, BC. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. A ...
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Tips to Ease the Nanaimo, B.C. Moving Process
August 3, 2016 | Posted by: Sand Dollar Mortgages
You’ve sold your house and now you’re moving in Nanaimo, B.C.? It can be a stressful process, no matter how far you are traveling. Planning your Nanaimo, B.C. move minimizes the stress ass ...
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Rent or Buy in Nanaimo, B.C.? 3 Tips to Help You Decide
July 20, 2016 | Posted by: Sand Dollar Mortgages
The decision to buy or rent a home in Nanaimo, B.C. is one that should not be taken lightly. After all, the choice you make is going to affect you for at least a year and probably much longer tha ...
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Thinking of Buying a Home In Nanaimo, B.C.? Ask Yourself These Questions
April 20, 2016 | Posted by: Sand Dollar Mortgages
Many people simply assume that buying a home is always better than renting, but that is not always the case. Owning a home in Nanaimo, B.C. makes sense in certain circumstances, just as renting i ...
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Can You Afford to Buy a New Home in Nanaimo, B.C.?
February 5, 2016 | Posted by: Sand Dollar Mortgages
If you're throwing your hard-earned money away on rent each month in Nanaimo, putting that same amount towards your own home could be an incredible advantage. However, it's also imperative to consider ...
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First Time Buyer Plan for people in Nanaimo and surrounding areas
March 19, 2015
Navigating the world of Canadian home buying. Step 1: Figure out how much you can afford. Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by ...
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