- October 1, 2023
- Posted by Sand Dollar Mortgage Corp
Understanding and Utilizing Home Equity
If you've consistently made mortgage payments over the years, you've been accumulating home equity. As this equity grows, homeowners can access it, converting it into cash for various purposes, from h
- September 27, 2023
- Posted by Sand Dollar Mortgage Corp
Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options
Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options Home Sweet Home: these three words hold a special place in our hearts. Owning a home is a dream many of us aspire to
- September 17, 2023
- Posted by Sand Dollar Mortgage Corp
Can a first-time home buyer have a mortgage co-signer?
Can New Home Buyers in Canada Use a Mortgage Co-Signer? Struggling to secure a mortgage or need a financial boost? Consider bringing in a co-signer. Dive deeper into this and other home-buying tact
- September 6, 2023
- Posted by Sand Dollar Mortgage Corp
Bank of Canada maintains policy rate, continues quantitative tightening
The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. Infla
- August 23, 2023
- Posted by Sand Dollar Mortgage Corp
Top Reasons To Refinance Your Home And Reasons Why You Maybe Should Not.
Refinancing a mortgage means replacing your existing loan with a new one, either with your current lender or a different one. Canadians often consider refinancing for various reasons, such as
- August 9, 2023
- Posted by Sand Dollar Mortgage Corp
Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips
Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips The process of buying, selling, or refinancing a home involves a critical component that can gre
- August 5, 2023
- Posted by Sand Dollar Mortgage Corp
Navigating High-Interest Rates and Inflation: Your Path to Mortgage Resilience
Introduction As your trusted mortgage broker, I understand that the current economic backdrop in Canada is presenting challenges for many homeowners. With interest rates on the rise and inflation p
- July 27, 2023
- Posted by Sand Dollar Mortgage Corp
Understanding Credit Scores and Maximizing Mortgage Opportunities in Canada
Introduction In Canada, your credit score plays a crucial role in your financial life, especially when it comes to major transactions like securing a mortgage. A credit score is a numerical r
- July 12, 2023
- Posted by Sand Dollar Mortgage Corp
Bank of Canada raises policy rate 25 basis points, continues quantitative tightening
The Bank of Canada today increased its target for the overnight rate to 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. Gl
- June 21, 2023
- Posted by Sand Dollar Mortgage Corp
Catching Up on Retirement with an Income Property: A Wise Investment Strategy
As the retirement landscape continues to evolve, many individuals find themselves concerned about the adequacy of their savings and the possibility of outliving their nest egg. However, there is a sol