Nanaimo & Vancouver Island Mortgage Blog

  • November 6, 2019
  • Posted by Sand Dollar Mortgage Corp

What is the Difference Between a Home Equity Loan and Refinancing in Nanaimo, BC?

Though most people believe that their home is a great place to live, others see the value in owning a home. It can be a great investment. However, if you are strapped for cash, it can be a source of

  • October 16, 2019
  • Posted by Sand Dollar Mortgage Corp

How Many Homes Should You Tour Before Buying in Nanaimo, BC?

If you are beginning the home-buying process, you may begin to wonder how long it will take until you find the perfect home for you and your family. The answer to that varies due to different factor

  • September 18, 2019
  • Posted by Sand Dollar Mortgage Corp

How To Stage A House For Sale in Nanaimo, BC

It's time to sell your house, and you know you need to stage it for sale, but you're not sure how. This step-by-step guide will help you successfully prepare your house for the market, from fixing nec

  • September 3, 2019
  • Posted by Sand Dollar Mortgage Corp

Real Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage in Nanaimo, BC

For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre

  • August 21, 2019
  • Posted by Sand Dollar Mortgage Corp

Exploring the Pros and Cons of Purchasing a Condo in Nanaimo, BC

When you decide to take your first step on the property ladder, you will have plenty of property-types to choose from. Many buyers prefer to buy an existing single-family home, some want to buy a plot

  • August 7, 2019
  • Posted by Sand Dollar Mortgage Corp

10 Benefits of Buying a Newly Constructed House in Nanaimo, BC

There are two options available when seeking a new home for your family. You can purchase a resale (meaning an older home that has already been lived in) or a new construction. While each choice pro

  • July 17, 2019
  • Posted by Sand Dollar Mortgage Corp

How Much House Can You Afford in Nanaimo, BC? Ask Yourself These Critical Questions to Find Out

It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th

  • July 3, 2019
  • Posted by Sand Dollar Mortgage Corp

3 Simple Ways to Repair Your Credit in Nanaimo, BC

For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i

  • June 19, 2019
  • Posted by Sand Dollar Mortgage Corp

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Nanaimo, BC

After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T

  • June 5, 2019
  • Posted by Sand Dollar Mortgage Corp

First Time Home Buyers Guide in Nanaimo, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three

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